Bizcap Blog

Tips, News and Insights To Help Your Small Business Grow Big

Bizcap New Zealand General Manager Camilla Tumai
Do your small business clients ever face cash flow shortfalls, where quick access to capital could bridge the gap? Here’s the solution you’ve been waiting for.
Bizcap employees exploring Bizcap's financing options with small business owners
Discover Bizcap’s tailored financing solutions and find the perfect fit for your business needs. Let’s dive into fast and flexible funding options.
Joseph Lim Portrait
Set to launch in Q1 2025, Bizcap’s move will provide Singapore’s small and medium-sized enterprises (SMEs) with accessible short-term funding tailored to their needs.
Bizcap's general manager Camilla Tumai
With flexible funding solutions and support for businesses that don’t meet traditional lending criteria, Bizcap allows advisers to expand their service offering by providing SME clients with quick, reliable access to capital.
Adviser having a needs based conversation with their small business client to get a business loan
Read the real-life success stories where simple yet effective conversations with clients turned into exceptional outcomes.
Small business owner reading about the 6 myths about small business loans
Misconceptions about small business loans such as the need for a perfect credit score or the belief that loans are only available to struggling businesses can hold you back. Let’s separate fact from fiction.
A smiling woman small business owner working in the construction industry standing next to her supplies.
When IT issues delayed payments from her major clients, this business owner was left unable to pay for new stock. She approached her bank for a loan, but their lengthy approval process was far too slow for her urgent needs. Enter Bizcap.
A cafe business owner getting ready to serve customers
Explore the ins and outs of cash flow financing: Including how it works, potential benefits, risks and practical tips to support your business growth.
Bizcap Senior Business Development Manager Nathan Evans and Bizcap Partnerships Manager Madeleine De Guingand
Discover how Bizcap’s dedicated adviser support team helps advisers close deals fast and unlock new opportunities through personalised guidance and rapid approvals.
Two women discuss SME lending opportunities in a café
Amid a slow housing market, mortgage advisers are diversifying into small business loans, tapping into a $20bn industry and becoming one-stop shops for their clients' financial needs
A adviser sitting with their client at a café discussing business loan options.
Asset finance and mortgages used to be the core business of adviser Mo Saleh. Now, he leverages Bizcap's fast and flexible SME loans to broaden his offering, which retains clients and grows his customer base.
Adviser sitting with small business client at Bizcap's office.
With $1 billion in loans funded and successful launches in New Zealand and the UK, Bizcap has gone from strength to strength. Here's how an open-minded approach coupled with unbeatable turnaround times made this possible
A small business worker in a skincare and laser clinic.
How Bizcap’s commitment to saying “yes” more often helped a retail business owner secure funding despite a low credit score and multiple rejections.
A adviser in a blue shirt is assisting a smiling client at an office desk in a modern environment at the Bizcap office , both appearing engaged in their conversation.
Are you a mortgage or asset finance adviser looking to increase revenue? The obvious way to do that would be to grow your client base but there’s another, simpler way.
Elderly lady working at a beautiful botanist
Get more leads as a adviser and boost business from existing clients with these simple marketing strategies.
Small business owner smiling
Small businesses can struggle to obtain loans due to the prohibitively high barriers to entry and slow-moving processes of banks and non-banks alike. With its holistic approach to credit assessment and unbeatable speed, Bizcap is redefining the rigid lending landscape
Bizcap head of sales
Discover how Bizcap’s referral model helps advisers secure solutions for their clients with minimal effort and maximum results.
Construction worker gets informed that his small business has been rejected for a business loan.
Struggling to secure a business loan? Uncover the top 7 reasons and see how Bizcap can help your small business thrive!
Bizcap is a Best Place to Work
The achievement positions Bizcap among the top 100 companies of its size to work for in Australia.
A Spud Farmer Made $400,000 with Bizcap's Help
Planting season was almost over and Nicole, strapped for cash, couldn’t get spuds into the ground. When her bank wouldn’t help, she turned to Bizcap.
Bizcap customer support and loan specialist speaking with a customer - wemoney award winning loans
“Bizcap demonstrates excellent customer experience above and beyond the traditional realms of service or lending,” says WeMoney CEO.
Small business loan for butcher.
John’s shop was bleeding cash as he tried to build up his customer base. With Bizcap’s help, he smoothed out cash flow until the shop was profitable.
Team photo showing a group of diverse professionals working together in a modern office environment, including men and women of various ages and ethnicities.
It comes as we make Business Line of Credit widely available to small and medium businesses.
Two bakery-cafe owners who achieved business growth with Bizcap's loans.
The husband and wife owners fast-tracked renovations and purchased new equipment, driving increased sales.
Happy workers at the Bizcap headquarters.
This year, 99% of employees said Bizcap is a great place to work – compared with 56% of employees at a typical Australia-based company.
Portrait of Nathan Evans
Plus: Why Bizcap’s adviser support and referral options makes it stand out among other lenders.
Bizcap colleagues celebrating Bizcap's 5-year anniversary.
With a unique credit model and superior customer service, Bizcap has stood by its commitment to saying “yes” more often, empowering SMEs across a range of industries.
Fashion wholesaler who overcame financing difficulties through Bizcap.
Facing an inventory shortfall, a fashion wholesaler secured Bizcap funding and enjoyed a prosperous Christmas sales period.
Bizcap leadership team at the office, including Chief Credit Officer Tony Truong
"We assess real-time potential, and believe in giving businesses a chance to rebuild," says Truong.
A happy plumber after receiving a Bizcap Business loan.
“We probably wouldn’t still be around if it wasn't for the loans and help we got from Bizcap,” said the small business owner.
Builder achieving small business growth via bridging finance.
A race against time, a call to Bizcap and an $800K loan funded that day. Discover how Bizcap’s unbeatable speed opened doors for a business owner.
Portrait of Bizcap's Isaac Garson
When other lenders look for reasons to decline loan applications, Bizcap seeks out ways to fund them. It's one of the reasons we're the most open-minded lender in Australia and New Zealand.
Bizcap Recognised as Leading Lender with Finnies Award Nominations banner.
The nominations recognise Bizcap’s innovation, sustainable business model, leadership, and superior workplace culture.
Headshots of Rhys and Zalman, as Bizcap launches in the United Kingdom
After experiencing rapid growth in Australasia, and in a significant stride towards supporting small businesses globally, Bizcap is entering the UK market.
Small business owner determining what documents his business needs to apply for a business loan
Banks ask for various documents when you apply for a business loan. With Bizcap, it’s different; you can submit a business loan application with just one document and get a loan offer in as little as 3 hours.
A small business that has a positive company culture
Running your own business comes with numerous challenges and triumphs. One area that often gets overlooked is the importance of organisational culture.
Portrait of Bizcap's Mendy Ash
Also: two important factors that set Bizcap apart from other lenders.
A smiling small business owner, holding a yellow hard hat and standing in a construction building with a ladder in the background, reflecting on the end of financial year.
Plus: Hot tips for making the most of tax time.
Bizcap workers celebrating launching bridging finance and line of credit
We’re on a mission to empower SMEs with fast access to funds. That’s why we’ve launched two new financial solutions – Line of Credit and Bridging Finance – and made it easier than ever to find the right loan for you.
Bizcap in 2023 report highlighting key commercial finance trends with a graphic depicting data insights.
As we look back, we feel immense pride for the dedication of our people, the relationships with our partners and the incredible services we provided to our small business customers.
Graphic illustrating small business marketing strategies.
Here are some key dates to capitalise on with creative marketing campaigns, as well as innovative strategies for seizing these opportunities.
Colleagues reading tips on how to navigate seasonal fluctuations in business.
Small businesses have to navigate and prepare for seasonal fluctuations in cash flow and operations. Here are tips for staying ahead all year long.
Portrait of Ziggy Munz
Also: The new opportunity for residential advisers to diversify into business lending
Portrait of Abraham White
Abraham White, co-founder and joint managing director at Bizcap, recently caught up with Australian Broker to discuss the firm's pivotal role in SME lending.
Business loans for bookshop.
Briar Simmons turned the page on traditional lenders, growing her business with Bizcap's help.
SME business owner identifying growth opportunities.
Here's why EOFY is important for small businesses and some essential tasks for maximising growth opportunities.
Business owner reading tips to boost profitability.
Looking to boost profitability? Look no further! Here are five tips from Bizcap, one of the leading small business loan providers in Australasia.
Brokers examining business financing options.
Advisers and finance professionals play a vital role in helping small businesses secure the financing they need. Find out why Bizcap is the best lender to partner with in Australasia.
Image of a New Zealand small business seeing the news that Bizcap has increased their lending capacity
Businesses struggling to secure loans from banks can now turn to Bizcap for quick finance, reports the New Zealand Adviser, as the non-bank lender increases its lending limit in New Zealand to $2M.
A web developer for small businesses.
Do you need to set up a website for your small business? Here is a quick summary of some free website builders that can help take your business online.
A business owner reading tips on small business growth.
Despite all the struggles the last few years, SME owners are standing strong. Here are six tips that could give your business an advantage over the coming months.
Bizcap funds $3.8 Loan to business in two days
We’ve unleashed the power of fast funding, securing our largest deal to date for a business whose bank couldn’t help. The adviser who referred the client to us was quoted in The Adviser praising our “smooth and seamless” process.
Bizcap - small business loans.
Bizcap the most open-minded lender in the Australian and New Zealand recently funded its largest ever deal in just under two days.
2024 Business Outlook report featuring key trends and insights for real estate industry.
If the last three years have taught SMEs anything, it's to be ready and prepared for everything. So, what lies ahead for 2023?
Bizcap worker celebrating after receiving award.
Bizcap capped off a big year with meaningful industry recognition, taking home awards for our small business loans and customer service, while being a finalist for innovation.
Adviser examining business financing options.
As a Adviser and/or Accountant, partnering with small businesses is one of the most important and rewarding roles you can play in your career. But how can Bizcap help?
Small business owner getting working capital tips from the most open minded lender.
Working capital is vital for every business. Here's everything you need to know about working capital, along with some solutions to help bridge any gaps.
Business lending opportunities.
Cash flow finance is a business loan that's provided based on projected cash flow, and can help smooth out those peaks and troughs in your business.
Calculating gross and net profit.
Gross profit and net profit are important financial metrics in any small business. Knowing the difference between them is vital in understanding performance. Here's what you need to know.
Happy mechanic who overcame cash flow issues with a Bizcap loan.
Aaron was unsatisfied with his business bank, so he turned to Bizcap, where he found great service and fast access to cash.
A happy telco worker after Bizcap helped the telco survive COVID through business finance options.
A Telecom business deemed essential during COVID faced a delayed impact. Bizcap's flexible loans supported cash flow, proving highly valuable.
Small business owners reading 61 small business tips for growth.
Welcome to Bizcap’s Small Business Tips mega-list for 2024! We’ve spoken to our clients and industry experts and have collated their best insights to get your business going in the right direction for this year and beyond.
Illustration of a toy store with a focus on a sign saying 'How a Bizcap Loan Breathed Life Into Marco’s Dying Toy Store.
Marco’s business had hit rock bottom, but with the help of a Bizcap loan, it got back on track and doubled in size.
Making the most of EOFY 2022 - text overlay on an image, representing end-of-financial-year planning for businesses.
With the days ticking down to the end-of-financial-year. Here are a few ideas on how you can make the most of tax time.
A show business happy after securing a business loan.
With help from Bizcap, this show bag business has been able to thrive, despite the global pandemic and changing market conditions.
Building a business brick by brick.
This experienced bricklayer went out on his own, using Bizcap's help to build his business and lay solid foundations for the future.
Image showing a successful 50-year-old business that has thrived with the help of Bizcap capital.
COVID-19 hit lots of businesses hard. One of the many that suffered was a 50-year-old sheet metal business which was forced to find funding to help with their cashflow.
A successful festive season with help through business financing options.
Whether you're aiming to capitalise on seasonal demand, or your industry has a traditional Christmas lull, it's important to have the right strategies in place.
Small business owners happy after receiving a business loan from Bizcap.
Traditional lenders have eligibility requirements that make it challenging to secure a business loan. Here's what they're looking for in your application and how Bizcap makes life easy.
Bizcap celebrating the launch of Bizcap New Zealand.
With the launch of Bizcap New Zealand, Bizcap showcases its desire to grow small-to-medium business by extending support to as many businesses as possible.
Small business which has obtained cash flow lending from Bizcap.
Cash flow is the lifeblood of every business. Learn more about a small businesses secret weapon to success in the following article.
Business loans for the beauty industry.
Caitlin Turner's small business came to a near stand still during Covid. Her business grew exponentially after quickly pivoting to expansion into US markets with the assistance of Bizcap.
Image showing a guide titled 'How to Get a Business Loan with a Bad Credit Score.
Are you worried about your bad credit score? No need to stress, Bizcap removes credit score barriers by evaluating each application on its own merit.
Worker walking confidently into the future with help through Bizcap lending.
Powering new retail stores in the midst of a pandemic seems insane. But not for Bizcap, whose flexible and supportive approach fueled this business's growth.
5 ways to make your life easier come tax time.
Not long ago we were all dealing with tax in the heart of a global pandemic. But EOFY is creeping up on us yet again. So, how can you ensure you're organised?
Business owner examining end of year financial opportunities.
End of financial year is fast approaching, and with it comes a fantastic opportunity to upgrade assets and build your business while reducing your taxable profits.
Bizcap at the Finnies awards.
Celebrating a remarkable year is always important and Bizcap is proud to announce that it have been named as a finalist in the Finnies 2021 awards
Bizcap partnerships.
Bizcap strengthens its partnerships by hiring Business Development Managers and an Account Executive, reaffirming its commitment to SMEs after experiencing 300% growth in the previous year.
Bizcap welcomes new team members who are joining the partnership team
The expansion of Bizcap’s team of Business Development Managers – at a time when many traditional and non-bank lenders are pulling back – has been covered in The Adviser, who emphasised the appointees’ vast experience and networks in finance sectors.
Fitness business owner happy after growing their business with Bizcap's financial help.
In challenging times, dreaming big is crucial for businesses like A1 Fitness Supplies, who utilized Bizcap funding to triple their revenue.
Secured business loans for construction companies.
Bizcap helped S & M Metals build resilience and grow, demonstrating the importance of flexible finance in small business continuity.
Business funding for logistics companies.
Bizcap's tailored funding transforms a $500,000 logistics firm into a $2.5 million success story in a year.
A Bizcap worker overseeing month on month growth through COVID.
Despite the economic downturn, Bizcap has experienced a 275% increase in funding space. Continuing to assist hundreds of SMEs in surviving and thriving in the challenging environment.
A successful business owner reviewing strategies to ensure growth and profitability in 2021, following Bizcap's five expert tips for success
All businesses are eagerly waiting for the new year, moving past the challenges of 2020. Here are five tips that will make sure your business enjoys a successful 2021.
A business owner using a bizcap business loan to maximise growth.
What are business loans, how can you use them responsibly and how can you make the most of one?
Business loans for groceries.
Do you want to empower your clients? Look no further! We work with advisers and clients to provide businesses with timely support through Bizcap's quick and flexible Small Business Loans.
Business owners who overcame cash flow issues through Bizcap business loans.
Are you hoping to profit from the upcoming Christmas season? Don't let cash flow derail your grand plans by partnering with Bizcap to alleviate seasonal stress.
Solving the business cash flow problem.
Traditional banks wouldn't help, but with Bizcap's flexible lending, this small business owner tackled urgent repairs and invested in new equipment.
Strutt Fashion store front with mannequins wearing stylish outfits, displaying the brand's modern clothing collection.
Business owner Maxine Dosen has used Bizcap loans on various occasions to grow her business and seize opportunities as they arise.
Bizcap appointing head of partnerships.
Bizcap Expands with Industry Veteran Kama Atcheson as First Head of Partnerships, Pioneering a Unique Solution Lending Approach and Unprecedented Flexibility in the Face of Challenges.
Secured business loan for fencing businesses.
Julius' Fencing Company had ambitious goals, and with the help of a Bizcap-facilitated loan, they were able to grow their revenue by 700%.
Fast business loans for retailers.
Bizcap took a step-by-step approach with Paul's bike stores, funding one loan at a time as he showed good cash flow management.
Two people curious about how to secure a business loan.
Are you struggling with Cash flow? Bizcap is here to help you remove unwanted cash flow stress from your business, allowing you to expand and grow.
How to capitalise on EOFY opportunities.
The End of Financial Year is quickly approaching, which provides an excellent opportunity for small businesses to capitalize on the tax breaks available!
Barista's working through COVID with help from Bizcap.
The Coronavirus is wreaking havoc on Australians, however small businesses are fighting back, and Bizcap is here to assist with tailored loans.